Should I Buy a Second-hand or New Car?


There’s something really special about driving away in a brand new car – the smell of the new seats, the sparkling interiors, and they can prove to be more reliable and less costly to run sometimes. However, according to AA research 70% of those looking to buy a car this year will be after a vehicle that’s used car instead of brand new.

Opting for second-hand will usually cost you a whole lot less. A car’s value depreciates rapidly in the first couple of years, so even if you go for reasonably new, you can get a great deal. Checking for a solid service history is vital, and here you’ll be able to see how well a second-hand car has been looked after.

So, if you do opt for going second-hand, let us help you with the research.

Which are the cheapest second-hand cars to insure?

There are a number of ways to bring down the cost of your car insurance, and choosing a car in the right car insurance group is really important – remember the price you pay for a car is a one off, but your insurance costs are on-going.

Here’s the top 10 when it comes to cheapest second-hand cars to insure:

  • Dacia Logan
  • MG3
  • Volkswagen Up!
  • Skoda Citigo
  • Dacia Sandero
  • Suzuki Celerio
  • Hyundai i10
  • Renault Twingo
  • Kia Rio
  • Fiat Panda

Which are the best family second-hand cars under £5000?

There’s usually a great choice of second-hand cars under £5000 available, including stylish city run-arounds, ones that are big enough for families, and even electric eco-friendly cars. Here’s a list of what experts claim to be the top 10.

  • VW up!
  • Fiat Panda
  • Citroen C1
  • Dacia Sandero
  • Vauxhall Corsa
  • Toyota Aygo
  • Kia Picanto
  • Fiat 500
  • Hyundai i10
  • Nissan Micra

Which are the best family second-hand cars under £8000?

The quality of car family second-hand cars you can get for under £8000 might come as a surprise – there are some great deals to be had on the market right now. Here are our top 10:

  • Seat Leon
  • Kia Sportage
  • Landrover Freelander 2
  • Ford Focus
  • Kia Picanto
  • Toyota Rav 4
  • Vauxhall Zafira Tourer
  • Nissan Qashqai
  • Suzuki Swift Sport
  • Skoda Roomster

Which are the best family second-hand cars under £10,000?

When you’re looking for a high quality family second-hand car, you can afford to go for fewer owners (one previous owner if possible), and lower mileage. Our recommendations for makes and models include:

  • Nissan Juke
  • Volkswagen Passat Vauxhall Astra 1.4 Active 5
  • Ford Mondeo
  • Volkswagen Golf
  • Audi A3
  • Ford Focus
  • Peugeot 3008
  • Nissan Qashqai

Which is the best small car to buy second-hand?

If you’re looking for something that’s reasonably priced, cheap to run and just as easy to drive in town as on the motorway – then it sounds like a small second-hand car could be just the ticket.

To help you find the one that’s right for you, here’s a list of ten best small cars to buy second-hand:

  • VW Polo
  • Ford Fiesta
  • Mazda 2
  • Seat Ibiza
  • Mini Cooper
  • Vauxhall Corse
  • Audi A1
  • Skoda Fabia
  • Honda Jazz
  • Toyota Yaris


If you want finance for a second-hand car, apply today and see what you could get.