We give you a better chance at finance

If you’re looking for a company to take the hassle out of finding a loan – you’ve found us….

car loan
car loan
car loan
car loan

We give you a better chance at finance

If you’re looking for a company to take the hassle out of finding a loan – you’ve found us!

Welcome to Better Chance Finance

We believe that a poor credit history shouldn’t mean a bleak credit future.

Whatever your situation, you should be given a better chance to reach your goals. Even if you’ve struggled with finances from time to time, you could still get the loan you need to make things happen.

You have a better chance of getting a great deal on a loan through a trusted lender if you leave the shopping around to us  – let us do the hard work, it’s what we do.

Let’s work it out

Have a play around with our car finance calculator, it shows what your monthly repayments could be.

Best rates are displayed: however, these could change, depending on your situation.

£1,000 £25,000
12 months60 months
  • Select your credit history:
Total you will pay:
Interest rate:
Monthly payments:
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CAR FINANCE REPRESENTATIVE EXAMPLE: Purchasing a vehicle for £5,000 with £0 deposit. Amount of credit required is £5,000 over 48 months at an interest rate of 15.39% (fixed) would be £168.31 per month. Total cost of credit is £3,078.88 giving a total amount payable of £8,078.88. Representative 25.9% APR.

Find your loan today!

A few points to remember…

  • You’ll need to be over 18
  • You should be a UK resident
  • You’ll need to show a regular income
  • We can also help if you have bad credit

Self Employed loans

Getting a loan when you’re self employed can be tricky. But we work with trusted lenders who are more likely to say YES to those running their own show. Apply with us and you’ll have a better chance at a loan with lower rates.

Self Employed loans

Getting a loan when you’re self employed can be tricky. But we work with trusted lenders who are more likely to say YES to those running their own show. Apply with us and you’ll have a better chance at a loan with lower rates.

Car loans

Looking for the finance for a new set of wheels can seem like a mountain to climb. Whether it’s your first car, or an upgrade for a growing family, we know the lenders who can offer you finance for your situation. All that’s left is for you to buy your car and you’re off…

Personal loans

Sometimes we all need a little extra cash from time to time – whether it’s for making some home improvements, booking a family holiday, or planning a special occasion. Let us do the shopping around for you.

Personal Loans

Sometimes we all need a little extra cash from time to time – whether it’s for making some home improvements, booking a family holiday, or planning a special occasion. Let us do the shopping around for you.

Bad Credit loans

Some brokers don’t want to deal with customers with bad credit. But we believe in a better chance for everyone. If you’ve been declined for loans in the past because of  your credit history, we can help find the lender that’s better for your situation.

Bad Credit loans

Some brokers don’t want to deal with customers with bad credit. But we believe in a better chance for everyone. If you’ve been declined for loans in the past because of  your credit history, we can help find the lender that’s better for your situation.

Mortgages

Buying a home is stressful enough, and even remortgaging can cause some real headaches. Let us make it easy, by saving time on applications that might be declined, because we’ll take your details and match them to the lender that’s best suited to you.

Secured loans

Sometimes called ‘homeowner loans’, secured loans take your main assets (usually this is your house) into consideration. This means that you can often get a better rate, and if you’ve not been able to get a loan in the past because of bad credit – a secured loan could be just the ticket!

Secured loans

Sometimes called ‘homeowner loans’, secured loans take your main assets (usually this is your house) into consideration. This means that you can often get a better rate, and if you’ve not been able to get a loan in the past because of bad credit – a secured loan could be just the ticket!

Guides and Advice

Can I get a car loan with bad credit?
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What loan would be right for me?
Any tips for first time buyers?